Engineering Manager - Identity, Compliance & Risk (NYC / MIA)

About Crossmint

Global financial rails are undergoing a once-in-a-generation transformation. Instant settlement. Programmable. Agent-first. Crossmint is the infrastructure helping companies build for that future. We are the leading all-in-one stablecoin and wallet infrastructure platform, enabling fintechs, enterprises, and agentic platforms to integrate stablecoin rails with speed, compliance, and scale. Crossmint provides everything enterprises need to ship smart financial rails, including smart wallets, cross-chain stablecoin orchestration, on/offramps, token checkout, and more, all through a single developer-friendly API. Trusted by more than 40,000 clients including global leaders like MoneyGram, Western Union, and Paga to nation states like the Marshall Islands, Crossmint powers stablecoin flows that move billions from cross-border remittances, global payroll, to the world's first digital UBI program. MiCA-authorized, PSD2-licensed, and SOC2 Type II certified, Crossmint serves 150+ countries globally across 50+ blockchains. Backed by Ribbit Capital, Franklin Templeton, NYCA, First Round, and Lightspeed Faction. We're building the infrastructure for the era of programmable finance. Join us!

Location

NYC or Miami. Hybrid office setting.

Type of employment

Full-time

Seniority

8+ years building production systems, with 2+ years managing engineers.

Compensation

Base salary range: $250,000 - $280,000

Note: This range reflects base salary only. Final level, team assignment, and compensation are determined during the interview process based on experience and fit. Stock options are part of every full-time offer, granted on top of the base salary range above.

We want everyone here to be a genuine stakeholder in what we're building. We conduct two performance reviews annually. The first addresses performance ratings, bonuses, and promotions. The second encompasses these elements along with salary adjustments reflecting inflation and market conditions.

About The Role

We are hiring a senior Engineering Manager to own identity, compliance and risk as a single engineering horizontal. Every Crossmint product depends on the same set of questions. Who is this user or business, and what have we proven about them? What is this client allowed to do, in this market, under this licence? Is this transaction one we should accept? Today those answers are built into each product. This role brings them together into shared services that every team builds on. This is a player-coach role. You will lead a team and own the roadmap, and you will stay close enough to the systems to review a domain model, challenge an architecture decision, and read the code. No delegation without comprehension. The work is regulated. Crossmint operates under MiCA, DORA, and SOC 2, and our licences depend on the systems your team owns. Compliance here is a design constraint on the product, not a policy document. We are looking for someone who treats it that way. You will report to the CTO and work closely with Product, Compliance, Legal, Security and Risk Operations.

Responsibilities

Own the horizontal (from an engineering standpoint)

• Own the engineering roadmap for identity, compliance and risk, and align it with the product and compliance roadmaps.
• Define the shared services other teams build on: identity and account models, verification and onboarding, authentication and authorization, screening and monitoring, and risk decisioning.
• Set the domain models that hold across clients, projects, jurisdictions, and regulatory regimes. This is the central technical problem of the role.
• Decide what we build, what we buy, and what we retire, and defend those decisions with evidence.

Lead the team

• Manage, grow, and develop a team of engineers.
• Run performance reviews, career development, and mentorship.
• Forecast hiring needs, write the roles, and run the hiring process.
• Raise the technical bar with every hire.
• Set the standards your team works to: design review, testing, on-call, and incident response.
• Participate in the on-call rotation.
• Plan for the team's capacity honestly, including PTO and handoffs.

Stay technical

• Review architecture and design documents before they ship, and write your own when the problem warrants it.
• Lead threat modelling and failure-mode analysis for the systems your team owns.
• Step in hands-on during incidents and high-stakes reviews.
• Keep current on identity standards, fraud and AML tooling, and the AI-native workflows we use across engineering.

Work across functions

• Partner with Compliance and Legal to turn regulatory obligations into product requirements, and to tell them early when a requirement is not buildable as written.
• Support audit and supervisory review with evidence the systems produce automatically, rather than evidence assembled by hand before each audit.
• Work with the Head of Security on the boundary between security controls and risk controls.
• Represent Crossmint to enterprise clients and their compliance teams when the deal needs it.

About You

Must-haves

• 8+ years building production systems, with 2+ years managing engineers.
• A track record shipping in a regulated environment: payments, banking, lending, crypto, or similar, where a failure has licensing consequences.
• Hands-on depth in at least one of: identity and authentication, KYC/KYB and onboarding, fraud and risk decisioning, or AML screening and transaction monitoring.
• Strong programming skills in at least one modern language. TypeScript is ideal.
• Experience designing data and domain models that survive multiple clients, markets, and regulatory regimes.
• The judgment to tell a real regulatory constraint apart from an internal habit, and to say which is which in a room.
• Deep familiarity with current AI and agentic tools, and a view on how they change engineering work.
• Bachelor's degree in Computer Science or equivalent professional experience.

Strong plus if you have

• Direct experience with MiCA, DORA, SOC 2, PSD2/SCA, BSA/OFAC, or equivalent frameworks.
• Experience with stablecoins, wall